Capital for Your Facility, Backed by Data You Already Generate.
MedQrib Finance connects hospitals and pharmacies running on MedQrib HMS or Pharma with vetted lenders — using your real sales and inventory data for credit scoring, instead of collateral you don't have. We're the marketplace, not the lender.
Growing Providers Are Under-Financed
A hospital that needs a new ultrasound machine, or a pharmacy that needs to restock fast-moving drugs ahead of demand, rarely has the collateral traditional lenders ask for — even when the business itself is healthy and growing.
Meanwhile, that same business is already proving its health every day, inside MedQrib HMS and Pharma: daily sales, inventory turnover, patient volume, prescription fulfillment. That data just isn't reaching anyone who could lend against it.
Equipment & Assets
Diagnostic machines, theatre tools, dispensing equipment, and other assets that need upfront capital.
Inventory & Stock
Restocking fast-moving drugs and supplies ahead of demand, without draining cash reserves.
Facilities & Property
Expanding to a new branch, renovating a ward, or acquiring property to scale operations.
The Marketplace, Not the Lender
MedQrib Finance is the data and matchmaking layer between your business and licensed lenders. We never disburse loans, hold your funds, or take balance-sheet risk — we underwrite, monitor, and connect.
Built for Providers.
Trusted by Lenders.
Consent to Share Data
Authorize MedQrib to package your reconciled HMS/Pharma sales and inventory data for prospective lenders. Nothing is shared without your explicit consent.
See Your Credit Limit
Your MedQrib Credit Score and eligible credit amount update automatically as your reconciled revenue and inventory turnover grow.
Compare Anonymous Offers
Multiple lenders bid on your profile without seeing your identity. Reveal your details only to the offer you actually want to pursue.
Accept, Track & Repay
Finalize terms on-platform, then track every active loan, balance, and due date from one dashboard — independent of your software subscription.
Browse Verified Profiles
Filter anonymized borrower profiles by region, entity type, reconciled revenue, risk tier, and MedQrib Credit Score.
Send a Soft Offer
Submit a non-binding pre-approval — principal, rate, and terms — before any identity is revealed on either side.
Finalize & Disburse
Once the provider reveals their identity and terms are agreed, confirm the binding offer on-platform and mark funds as disbursed.
Monitor in Real Time
Track portfolio health with early-warning alerts if a borrower's reconciled sales volume drops — before a default happens.
Bank-Verified Revenue, Not Self-Reported Numbers
Every sale logged in your POS is cross-checked against your actual bank statement — uploaded as a PDF or Excel file, or connected via open banking. This produces a Verification Ratio that lenders trust far more than raw sales figures.
POS Sales Log
Cashiers record sales by cash, transfer, or card at checkout — as they already do today.
Bank Statement Match
Branch managers upload a statement; MedQrib matches each transfer/card row to a POS entry automatically.
Verified Risk Score
Discrepancies are flagged; verified volume feeds directly into your credit score and eligible limit.
Capital Structured Around How You Actually Spend It
Asset & Equipment Financing
Fund diagnostic machines, theatre tools, dispensing equipment, and other business assets and gadgets.
Inventory & Supply Credit
A lender pays your supplier directly for stock; you repay as that specific inventory sells through your POS.
Working Capital
Short-term cash flow support to cover payroll, seasonal dips, or operating costs while revenue catches up.
Facility & Property Financing
Larger-ticket capital for renovating, expanding, or acquiring a branch, ward, or dispensing outlet.
Your Software Access Is Never on the Line
MedQrib Finance is intentionally decoupled from MedQrib HMS and Pharma. A missed repayment never restricts your clinical operations, your POS, or your Connect listing — those are separate agreements, full stop.
- Your MedQrib Auth identity powers a single sign-on across HMS, Pharma, Connect, and Finance — no separate registration.
- We partner with multiple licensed lenders, so no single lender can dictate terms — and the marketplace keeps running even if one steps back.
- Your identity stays anonymous to lenders until you choose to reveal it on an offer you actually want to pursue.
Lend Against Verified Healthcare Revenue
Access a pipeline of pre-screened, bank-verified borrowers with real-time portfolio monitoring — without building your own healthcare data infrastructure.
Ready to Access Capital?
Tell us a bit about your business and whether you're looking for financing or want to become a lending partner.