Affordable Healthcare Coverage.
For Every Nigerian Family.
MedQrib Insurance connects individuals, families, and organizations with competitive healthcare coverage at the lowest possible cost — surfaced at the exact moment they engage with healthcare. No cold calls. No confusing plans. Just the right coverage at the right time.
Healthcare Costs Are the #1 Cause of Household Financial Ruin in Africa.
A single hospitalization can wipe out years of savings. A surgery forces a family to sell assets or borrow at punishing rates. The problem is not that people do not want insurance — it is that the right plan has never been placed in front of them at the right moment, at a price they can actually afford.
Out-of-Pocket Catastrophe
Over 70% of healthcare spending in Nigeria is paid directly out-of-pocket at the point of care — after the crisis has already started. By then it is too late to plan.
Confusing, Inaccessible Plans
Most people who could afford insurance never buy it because comparing plans, understanding coverage, and signing up is unnecessarily complex, requires broker commissions, or involves paperwork they have never seen.
Premium Sticker Shock
Insurance products are priced for corporate bulk buyers, not individuals. A single-person plan that should cost ₦6,000–₦10,000 per month is often quoted at multiples of that with broker margins baked in.
Wrong Audience, Wrong Time
Insurers spend millions marketing to the general population — but most people only think about health insurance after a health scare. By then, pre-existing conditions raise premiums or disqualify them entirely.
The Right Coverage.
At the Right Moment. At the Right Price.
MedQrib surfaces insurance options to users who are already thinking about healthcare — not to the general public during a football match.
You Use MedQrib
You book a hospital, find a specialist, search for a medication, or explore Connect — you are already thinking about healthcare.
Coverage Options Appear
Based on your profile, location, and household size, MedQrib presents the most relevant HMO plans from vetted insurance partners — at competitive, transparent prices.
You Choose & Get Covered
Compare plans side by side. Choose the one that fits your budget. Complete enrollment in minutes — no broker required, no confusing jargon, no hidden add-ons.
A Plan for Every Nigerian.
Individual. Family. Group. Corporate. We help you find the most appropriate coverage at the lowest available cost from our network of vetted HMO partners.
Individual
Solo coverage for working adults, students, and freelancers. Includes outpatient, basic inpatient, and emergency access.
- GP & specialist consultations
- Diagnostics & lab tests
- Emergency care
- Drug dispensing
Family
Covers the full household — principal + spouse + up to 4 dependents — at a dramatically lower per-head cost than individual plans.
- All Individual features
- Maternity care
- Child immunization & growth
- Dental & optical (select plans)
Group / SME
Health benefits for small business teams and associations. Unlock group pricing for 5–50 employees — great for clinics, pharmacies, and SMEs.
- Employer-sponsored billing
- Employee portal access
- Annual utilization reporting
- Renewal reminders & management
Corporate
Enterprise health benefits for organizations with 50+ employees. Includes bespoke plan design, dedicated account management, and API integration for HR systems.
- Custom plan design
- Dedicated relationship manager
- HR system API integration
- Claims analytics dashboard
Not Just Another Insurance Portal.
Every other insurance aggregator shows you a list of plans. MedQrib knows your healthcare context and shows you the right one.
Context-Aware Recommendations
We surface plans when you are already inside the healthcare ecosystem — booking, searching, or checking in. The recommendation matches your real healthcare usage pattern, not a generic questionnaire.
Genuinely Competitive Premiums
We aggregate from multiple vetted HMO partners and present the best price for each plan type. No single insurer dictates the market here. You always see what is available at the lowest cost.
Zero Broker Commissions
MedQrib does not insert a broker layer into your purchase. The price you see is the price you pay — no hidden add-ons, no admin fees, no re-priced renewal traps.
Integrated with Verified Facilities
Your coverage is valid at any verified MedQrib HMS or Connect facility. No guessing whether a hospital accepts your plan — the ecosystem already knows.
Mobile-First Enrollment
Get insured in minutes from your phone. No forms to print. No office visits. No waiting for an agent to call back. The entire journey — from selection to confirmation — is digital.
Auto-Renewal & Reminders
Your plan never lapses silently. MedQrib sends renewal reminders, processes auto-renewals with your consent, and notifies you of any plan changes before they take effect.
Stop Paying for Cold Leads.
Start Closing Pre-Qualified Ones.
Every user who reaches MedQrib Insurance has already proven intent — they are inside the healthcare ecosystem and actively thinking about their health. These are the warmest possible leads for HMO conversion.
Pre-Vetted, Intent-Confirmed Leads
Our users are not a broad demographic audience — they are individuals who visited a hospital, searched for a specialist, or checked drug availability. They are already thinking about healthcare. They are the highest-intent prospects your sales team will ever encounter.
Higher Conversion, Lower CAC
Because leads arrive with healthcare context and confirmed intent, your cost of acquisition drops and your conversion rate climbs. You pay for leads that close — not for impressions that evaporate.
Verified Identity & KYC
All users on the MedQrib ecosystem pass identity verification. You receive leads whose basic KYC is already confirmed — reducing your onboarding risk and compliance overhead from day one.
Transparent Lead Analytics
Track plan impressions, click-throughs, enrollments, and renewals in a real-time dashboard. Optimize your plan positioning based on actual conversion data — not assumptions about audience behavior.
API Integration for Seamless Enrollment
Our enrollment API connects your policy issuance system directly to MedQrib's user flow. When a customer selects your plan and confirms, the policy is issued in your system automatically — zero manual handoff required.
Ecosystem Validation for Claims
Claims submitted from MedQrib-verified facilities carry an additional layer of authenticity — the facility's operations and clinical records are on the HMS system, creating a verifiable audit trail that reduces fraudulent claims.
Join the MedQrib Insurance Partner Network
We are selectively onboarding licensed HMOs and health insurance providers who want early-partner access to the MedQrib lead pipeline. First movers get the best placement, the highest lead volume, and locked-in pricing before the network reaches full scale.
The Cheapest Time to Get Insured Is Before You Need It.
Average cost of a non-emergency hospitalization in a private Nigerian hospital — a single event that wipes out 1–3 months of household income for most earners.
Cost of a surgical procedure that a basic family HMO plan costing ₦8,400 per month would cover in full — 4 years of premiums versus a single bill paid out-of-pocket.
Out-of-pocket cost for covered treatments when you hold an active MedQrib-sourced HMO plan. Your premium is the ceiling, not the floor.
Start Your Healthcare Coverage Today.
Tell us about your coverage needs and we will match you with the most suitable HMO plans from our partner network — at the most competitive available price.
- No broker required
- Compare multiple plans side by side
- Enroll in minutes from your phone